Documents You Need To Take To A Mortgage Loan Application

Documents you need for loan applicationDocuments You Need To Take To A Mortgage Loan Application

Manassas home buyers: If you are looking to buy or refinance a home here is  list of documents you will need to provide. Being prepared is half the battle in the process of getting a mortgage and it makes the process go a lot smoother and quicker.

_______ Copies of W-2 from the last 2 years

_______ Copies of your pay stubs for last 4 weeks

_______ Employer business address and phone number to verify employment

    ADDRESS________________________________________Phone # ______________

    ADDRESS________________________________________Phone # ______________

_______ Bank statements for last 2 months (all pages)

_______ Statements for Investment accounts for the last 2 months (all pages including the blank page)

_______ Statements for 401K, mutals funds, CD, savings … last 2 months (all pages)
_______ Mortgage statement for 1st trust (if you are refinancing)

_______ Mortgage statement for 2nd Trust or line of credit ( if applicable )

_______ Copy of your HOA statement

 HOA address________________________________________Phone # _____________
(so the bank can verify amount) If applies

_______ Copy of your driver license – front & back

_______ Copy of lease (for investment properties)

_______ Copy of mortgage statement for investment property (if applies)

_______ Copy of Homeowners Insurance policy ( if refinancing) or One Year paid receipt

_______ Name & phone #  of the company for your  homeowners  insurance.

_______  VA Certificate of Eligibility ( if applicable )

_______ Divorce decree, separation agreement, and property settlement ( if applies)

_______ Copy of the contract if this is for a purchase.

Self Employed or Commission borrowers need to provide:

_______ Copy of 1099 and / or W-2

_______ Copy of Tax Return for 2 years

_______ Year to date Profit & Loss Statement

_______ Business License

**Statements need to have account #, your name and property address or primary home address

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Susan Jacobs
Associate Broker

Re/Max Gateway

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Comment balloon 1 commentSusan Jacobs • November 03 2012 04:17AM


That is a start and then it's all up to the buyer and loan officer or at least you hope. Right?

Posted by Winston Heverly, GRI, ABR, SFR, CDPE, CIAS, PA (Winston Realty, Inc.) over 7 years ago

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